Financial information is the key to change.

Unfortunately, for most of us, basic financial information is not taught in schools. We live in a country that continues to pass out diplomas to people who lack healthy financial skills, creating a society not prepared to handle the financial ups and downs of everyday living. The road to financial freedom is paved with information; join me on my journey.



Lucille Tyler Baldwin

Author of "Sick and Tired of Being Broke"

lucybaldwin27@yahoo.com





Wednesday, August 25, 2010

You have the Power to Break the Cycle

STOP and TAKE CONTROL
  Are you in debt? Have you made poor financial choices? Are you living paycheck-to-paycheck? Are you using Peter to pay Paul? Are you stressed because of your financial situation?

     You are not alone, not so long ago I could have easily answered yes to each question. The key to changing your life is having the strength to break away from the herd. More than 80% of Americans are going in the wrong direction. The question you must ask “yourself” is: do “you” continue traveling in the wrong direction? Or, do “you” have the courage to change course, educate yourself, take charge of your finances and learn to become debt-free?

     If you are a parent this will also give you the power to break the cycle. We teach what we know and we live what we have learned. If “you” learn to handle your finances you can pass that information down to your children: breaking the cycle. Do “you” have the courage to change? African-Americans spend 675 Billion Dollars a year, that number is expected to increase to ONE TRILLION DOLLARS within the next 4-5 years. Yet - the median “Net Worth” of a single black woman in America is only Five Dollars ($5.00)!

Courage: is the ability to do something that frightens us.
Courage: is strength in the face of pain or grief.

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